Office Location Pimple Gurav, Pune.
Call us now +91-9545555231

Apply for a Personal Loan

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Benefits of Personal Loan

Doorstep services

No more visiting to multiple branches to fulfil your requirement. Myuniverse helps you to compare 5+ personal loan providers at your doorstep.

Loan Sanction Period

Apply for personal loan and get the disbursement within 3 working days*(Subject to availability, complete documentation, etc.).

Balance Transfer

Opt for personal loan balance transfer and avail benefits like Top up personal loan, special interest rate starting at 10.99%* & many more.

Pre-closure & Processing charges

Depending on your loan profile, you can also avail the minimum pre-closure and processing fees charges which will help you to save more while applying for personal loan.

Get Personal Loan

Factors affecting your Eligibility For A Personal Loan

  • Monthly Income
    Individuals with higher income and job stability have a higher likelihood of repaying the loan.
  • Age
    The borrower’s age plays an important role in the ability of repayment of the debt.
  • Monthly Expenses
    Your ability to pay back a loan is judged to some extent from your monthly expense, making it an important factor for evaluation.
  • Any Other Loan
    When it comes to Loans, it’s not more the merrier. Your chances improve if you don’t have another loan to your name.
  • Credit History
    A bad CIBIL Score is the last thing you would want if you are applying for a Loan. You should always maintain a credit history.
  • Job Stability
    Job stability plays a significant role in your loan, If you’re in the habit of frequently switching your jobs, your loan application might be rejected.
  • Relationship with Lender
    A good understanding with the bank goes a long way in negotiating better terms for a loan. Being a known and trusted customer helps.
  • Category of Your Employer
    The reputation of an applicant's workplace is also a contributing factor to the determination of interest rate.

Contact Us

  • Call me on

    +91 9545555231

  • Email me on

    kalesan.82@gmail.com

  • Address

    Flat No. 10, Sairung Complex, Kate Puram Chowk,
    Pimple Gurav, Pune 411061